Pinellas County uses terms like “co parenting, communicating, best interest of the child, etc…” What do these words mean? If these words mean that it is our duty as adults to put aside our differences in order to raise our children so they become productive members of our society, then I hope my plea for assistance with this no longer falls upon deaf ears. I begged for Pinellas County to help me save my step child and my son. They refused and implied that I was lying about the children being ill. Child Protective Services even suggested that I was mentally abusing my step child.
Risk management in any project follows the same basic principles. When a credit card company issues you a credit card, they first run a credibility check. They check to see if you will be able to repay your bills. Based on your income and your expenses they issue you a credit card. If they feel that you are at a greater risk they will cap the credit limit accordingly.
Another important feature is length: long copy or short copy? Is this simply a short lead capture page to get a name and e-mail, or a long 50 page letter tackling over every possible objection? Or anywhere in between? Will you have to incorporate any case studies or testimonials to the letter? Will you need to write any additional solo ads or follow-ups?
About seven weeks in advance, begin the process of sorting your things out, deciding what it is to be kept and what is not. List down all your belongings and the ones that you intend to take along. Keep this list safe as it will not only help you check that you have packed everything and got it all in place but also help you determine the costs in the case of a damage to your belongings. It also helps for some purposes regarding home Hole in One Insurance.
I’d force myself to remember that even if I felt sorry for Max, he wasn’t feeling sorry for himself. He didn’t know that he was having trouble picking up the rattle or toy truck because his hands were tight from the cerebral palsy he got due to a stroke at birth; he just knew to keep trying.
Don’t take out a loan any longer than you intend to keep the car. Most people trade their cars between 2 1/2 and 3 years. When you trade your vehicle with payments remaining, you have to make up the difference in cash. You may be forced to roll over the negative equity in your new car loan, thus creating a cycle of being upside down in your car loans forever and ever.
The value of the home, HECM interest rate level and the age of the borrower have direct influence of the amount which a senior homeowner will get in return of this type of loan.
And that’s how I have gotten to this place. If you regularly read my blog, you know I still have the sad moments. I cry on occasion, including when I write posts like this that take me back to the early years. I still have a streak of denial; I have Photoshopped the drool out of photos. I have freakouts about Max’s future. But I have come a long way, both in years and in my mind. I’ve learned. I’ve adapted. I’ve adjusted.